Analyze OppFi (OPFI) and its peers


OpFi (NYSE: OPFIGet a rating) is one of the 75 public companies in the “Non-custodial credit institutions” sector, but how does it compare to its competitors? We will compare OppFi to similar companies based on valuation strength, profitability, analyst recommendations, dividends, earnings, institutional ownership and risk.

Analyst Notes

This is a summary of recent ratings and recommendations for OppFi and its rivals, as provided by MarketBeat.com.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
OpFi 0 2 2 0 2.50
OpFi Competitors 239 1230 1739 49 2.49

OppFi currently has a consensus price target of $4.75, suggesting a potential upside of 61.56%. Together, the “Non-custodial credit institutions” companies have an upside potential of 51.45%. Given OppFi’s stronger consensus rating and higher likely upside, equity research analysts clearly believe that OppFi is more favorable than its rivals.

Insider and Institutional Ownership

4.5% of OppFi shares are held by institutional investors. Comparatively, 50.0% of the shares of all non-custodial credit institutions are held by institutional investors. 88.7% of OppFi shares are held by insiders. In comparison, 17.1% of the shares of all the “Non-custodial credit institutions” companies are held by insiders. Strong institutional ownership indicates that hedge funds, large money managers, and endowments believe a company will outperform the market over the long term.

Risk and Volatility

OppFi has a beta of 0.21, meaning its stock price is 79% less volatile than the S&P 500. Comparatively, OppFi’s rivals have a beta of 8.04, meaning their average stock price is 704% more volatile than the S&P 500.

Profitability

This table compares the net margins, return on equity, and return on assets of OppFi and its competitors.

Net margins Return on equity return on assets
OpFi 7.59% 20.16% 6.13%
OpFi Competitors -7.31% -42.94% 2.00%

Benefits and evaluation

This chart compares the gross revenue, earnings per share, and valuation of OppFi and its rivals.

Gross revenue Net revenue Price/earnings ratio
OpFi $350.57 million $25.55 million 1.41
OpFi Competitors $4.18 billion $809.70 million 5.00

OppFi rivals have higher revenue and profit than OppFi. OppFi trades at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Summary

OppFi’s rivals beat OppFi on 7 of the 13 factors compared.

About OpFi

(Get a rating)

OppFi Inc. operates a financial technology platform that enables banks to offer loan products. Its platform facilitates OppLoan, an installment loan product; SalaryTap, an installment loan product secured by payroll deduction; and OppFi Card, a credit card product. The company is based in Chicago, Illinois.



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